Craig Ramsey

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Head of Real-Time Payments

ACI Worldwide

Member since

09 Sep 2009

Location

Watford

Bio

Craig Ramsey has worked in the payments industry for over 30 years, working with banks and software vendors to improve solutions to customers. Craig is ACI's global Director of Product Management for Transaction Banking and Immediate Payments

Experience

Summary

Prior to his 18 years at ACI, Craig worked at Global Payment Systems for 11 years in the corporate cash management and payments markets working with banks and corporates throughout Europe and the Middle East. Prior to that he was at Lloyds Bank working with early cash management and POS systems.

Latest opinions

What the banks vs fintech debate gets wrong

The boom in real-time payments is reverberating across the world, and by 2026 they will make up 25% of all electronic payments. Market forces and the global pandemic accelerated adoption to new levels, providing consumers and businesses cheaper, faster and more efficient ways to pay — and there’s no looking back. And as more and more countries l...

17 January 2023

Why the COVID-19 pandemic might be a catalyst for further adoption of worldwide real-time payments

The COVID-19 pandemic, which has already led to massive changes in business and consumer behaviour, is accelerating the adoption of digital payments and the interest in real-time payments across the globe. During a recent webinar we organized to discuss ACI’s Global Payments Report ‘Prime Time for Real-Time’, 36 percent of attendees said that they...

12 June 2020

The European race to provide real-time payments

As individual European nations forge a real-time, digital-first payments environment, they raise the bar for all financial institutions conducting business in the Eurozone. Instant payments have become the normality, and it’s no longer a question of “what’s the business case for implementation?” but a matter of how instant payments players can tak...

29 August 2019 Banking Strategy, Digital and Transformation

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Latest comments

Ripple exec says DLT not ready for banks...yet

The cross-border payments market will see without doubt a lot of innovation in the next few years.

I believe that Ripple should be part of any real-time and global payments processing solutions for financial institutions. Working alongside SWIFT and other global payments processing solutions, Ripple can be a valuable component of the go to market strategy.

But it’s not an all-or-nothing approach, banks won’t try to use Ripple for everything. The real strategy is to have flexibility and be open to different options and possibilities.

14 Jun 2018 15:03 Read comment

PowerPoint is stopping true greatness: Blog series week 2

Thanks for your comment. And that's the point, replacing the legacy might not always be possible. But it is still possible to provide new services to both the bank and the customer without having to rip and replace everything. There is another way.

19 Mar 2014 20:21 Read comment